Prime Minister Awas Yojana (PMAY)
Pradhan Mantri Awas Yojana- Housing for All (Urban)
At the slum decadal growth rate of 34%, the slum households are projected to go upto 18 million. 2 million non-slum urban poor households are proposed to be covered under the Mission. Hence, total housing shortage envisaged to be addressed through the new mission is 20 million.
The Mission is being implemented during 2015-2022 and provides central assistance to Urban Local Bodies (ULBs) and other implementing agencies through States/UTs for:
In-situ Rehabilitation of existing slum dwellers using land as a resource through private participation
Affordable Housing in Partnership
Subsidy for beneficiary-led individual house construction/enhancement.
Credit linked subsidy component is being implemented as a Central Sector Scheme while other three components as Centrally Sponsored Scheme (CSS).
All statutory towns as per Census 2011 and towns notified subsequently would be eligible for coverage under the Mission.
In the spirit of cooperative federalism, mission provides flexibility to the States for choosing the best options amongst four verticals of mission to meet the demand of housing in their states. Process of project formulation and approval in accordance with the mission Guidelines has been left to the States so that projects can be formulated, approved and implemented faster
Housing For All (Urban) Mission
Hon’ble Prime Minister envisioned Housing for All by 2022 when the Nation completes 75 years of its Independence. In order to achieve this objective, Central Government has launched a comprehensive mission “Housing for All by 2022”. This much awaited scheme has been launched by the Prime Minister of India, Sh. NarendraModi on 25th June, 2015 as PradhanMantriAwas Yojana.
In this article you know the complete details of the scheme like beneficiaries, eligibility, process for applying under the scheme & frequently asked question (FAQ) on the scheme.
A beneficiary family will comprise husband, wife and unmarried children. The beneficiary family should not own a pucca house (an all weather dwelling unit) either in his/her name or in the name of any member of his/her family in any part of India.
The mission seeks to address the housing requirement of urban poor including slum dwellers through following programme verticals:
• Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource.
• Promotion of Affordable Housing for weaker section through credit linked subsidy.
• Affordable Housing in Partnership with Public & Private sectors.
• Subsidy for beneficiary-led individual house construction.
Coverage & Duration
All 4041 statutory towns as per Census 2011 with focus on 500 Class I cities would be covered in three phases as follows:
Phase I (April 2015 - March 2017) to cover 100 Cities selected from States/UTs as • per their willingness.
Phase II (April 2017 - March 2019) to cover additional 200 Cities.
Phase III (April 2019 - March 2022) to cover all other remaining Cities.
Ministry, however, will have flexibility regarding inclusion of additional cities in earlier phases in case there is a resource backed demand from States/UTs.
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